Axis Bank Home loan EMI calculator

Axis Bank home loan Interest rate Emi calculator apply now 2023

Axis Bank Home loan EMI calculator

  • Axis Bank home loan is from 8.75% – 9.15% in this September month.
  • Axis Bank can give 12 Home loan EMI off.
  • Axis Bank approves your loan application as fast as possible.

About Axis Bank home loan.

Axis Bank can give 12 Home loan EMI off and give you a chance to win some prizes. Read the whole article and get information about why Axis Bank home loan is the best in the market for now.

  • Lowest interest at 8.75%
  • 12 EMI Off on home loan.
  • Fastest home loan approval.
  • Flexible repayment.
  • Flexible tenure.
  • Give chances to win prizes.

Axis Bank home loan in September 2023.

In the following table we list some thing like maximum loan amount, loan turner, Loan processing fee.

CriteriaFor SalariedFor-Self Employed
Home loan Interest Rate8.75%-9.15%8.75%-9.15%
Processing FeeUp to 1% of loan amount + GSTUp to 1% of loan amount + GST
Loan AmountMinimum 1 lakhsMinimum 1 lakhs
Loan tenureUp to 30 yearsUp to 30 years

Axis Bank home loan Eligibility Criteria

For Salaried Individuals

  • For Salaried Individuals, you need to be a permanent employee of public or private companies.
  • For an Aveling Axis Bank Home loan, You need to be a Minimum of 21 years old.
  • and Maximum Upto 60 years you can apply for loan at axis bank.

For Self-Employee Individuals

  • For Self-Employee Individuals age minimum 21 years old and maximum 65 years to applying Home loan.
  • Self-Employee Individuals must be filling Tax ITR.

For Self-Employed professional

  • For Self-Employed Professionals, like Doctors, Engineer, Dentists, CA, architects, Company Secretary.
  • importantly For Self-Employed professionals age must be a minimum of 21 years and a maximum of 65 years.

Some Benefits of Axis Bank Housing Loan.

Lower Interest Rate.

A Salaried Employee or Self-Employee firstly look what is Interest Rate? Axis Bank offers 8.75%-9.15% on a Housing Loan. Lowest Interest rate helps you to decreasing EMI amount.

Doorstep Services

Axis Bank offers you Doorstep Services for a Home loan. You just need to fill out a form for Doorstep Services and a representative of Axis Bank will come to your home or your office and give you information about all the schemes of Axis bank regarding axis Bank home loan.

No Prepayment Charges.

Axis bank doesn’t charge of prepayment of Axis bank home loan before loan tenure. By prepaying loan amount before loan tenure you can easily loan interest rate.

Flexible Repayment options.

Axis bank offers you a Flexible Repayment options. Axis bank offers Repayment options that can fit your budget. Axis bank offers you to choose Repayment options on your monthly salary.

Earn EDGE Loyalty Points

A loan applicant can get some Loyalty Points from Axis Bank at the time of Loan Cash out. A single applicant can Earn up to 500 to 2000 Loyalty points. Loan applicants use this Earned EDGE Loyalty Points at Booking Flight, Booking Hotels, At online shopping etc.

Documents Required to Apply for Axis Bank Home Loan

Check the following table for required documents.

Required DocumentSalariedSelf-employed
Residence ProofLatest Electricity BillLatest Electricity Bill
Income Prooflast 3months Salary slipIT returns for last 2 years.
Identify ProofPassport, Aadhar, Pan, Self-ImagePassport, Aadhar, Pan, Self-Image

Different Loan Schemes of Axis Bank Home Loan.

Presently Axis bank offers 7 schemes of home loan.

  • Fast Forward Home Loan
  • Empower Home Loan
  • QuickPay Home Loan
  • Asha Home Loan
  • Regular Home Loan
  • Super Saver Home Loan
  • Shubh Aarambh

Fast Forward Home Loan

Recently Axis Bank introduced a new Scheme called the Fast Forward Home Loan. In this scheme, applicants get off of 12 EMI for 20 years.

Empower Home Loan

Axis Bank offers INR 10,00,000 – INR 1,50,00,000 to the applicant for 15 years at a floating interest rate in this scheme. In the scheme you can get 3 times guaranteed reductions in interest rate if you maintain good repayment record.

QuickPay Home Loan

Using this scheme you can easily reduce monthly EMI and save a lot. In this scheme, you can also repay before the loan tenure date.

Asha Home Loan

Salaried and self-employed both can avail of this scheme with monthly income of INR 8000 to INR 10,000.

Axis Bank home loan EMI calculator.

Loan AmountInterest rateTenureMonthly InstallmentTotal interest rateTotal amount
₹ 30,00,0008.75%5₹ 61,912₹ 7,14,702₹ 37,14,702
₹ 30,00,0008.75%10₹ 37,598₹ 15,11,763₹ 45,11,763
₹ 30,00,0008.75%15₹ 29,983₹ 23,97,023₹ 53,97,023
₹ 30,00,0008.75%20₹ 26,511₹ 33,62,717₹ 63,62,717

How to apply for Axis Bank home loan?

You can easily apply on the Official axis Bank website or by visiting Axis Bank near you.

Should I take home loan from Axis Bank?

Yes, you should take home loan from Axis bank because of its affordable Interest Rate.

What is Interest rate of Axis bank on home loan?

Axis bank interest rate on home loan is 8.75% – 9.15%.

How much Axis bank charges processing fee?

Axis bank charges 1% loan amount + GST.

How much EMI for a 30 lakh home loan per month?

It depends on your loan Tenure, If you take 30 lakh for 20 years you need to pay per month is ₹ 26,511, and if you take for 15 years you need to pay ₹ 29,983, if you pay for 10 years you need to pay ₹ 37,598 per month, and I you get for 5 years you need to pay ₹ 61,912 per month.

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